Early retirement calculator with good visualizations and lots of control over the syntax

Goes into detail about where the 4% rule comes from. When was the worse case scenario for retirees (not the Great Depression!), and how the Schiller-Ratio changes the 4% rule

Until the end of 2025, REIT distributions come with a 20% deduction on federal taxes, lowering their effective tax rate by ~2-5%. It sounds like the deduction will apply to ETFs and mutual funds too.

Educating people on finance has little long term impact.

BlackRock is most optimistic predicting 5% real returns. GMO most pessimistic at -5.7% (https://www.gmo.com/americas/research-library/waiting-for-the-last-dance/). Morningstart Investment Research predicts -.1% nominal returns on US equities

Kind of odd that they get such different estimates considering they probably all know each others data and methodologies.

Jeff Bezos appears to be taking a different tact than Elon Musk in space exploration. I don't think Musk has ridden one of SpaceX's rockets yet?

--

Jeff Bezos plans to travel to space next month as part of the first crew carried by Blue Origin, the Amazon.com ...

Guy became FI so he could pursue his dream of making a music video. Sounds like most of his progress was done this year because of the lockdown. In retrospect thinks had enough free time to make the music video while working but had psychological hangups. The plus side is ...

They bought the bitcoin dip. They took GameStop to the moon. Now the online investor army has a new favorite thing to buy and hold: small tungsten cubes.

Even in a year that has featured dog-meme cryptocurrencies and rappers shilling SPACs, tungsten cubes stand out. They are as inert as ...

15 couples formed so far!

Didn't read yet. Was a section about sending certified overnight mail instead of faxes to push the claim through

Isn't easy to give money away!

An online-trading startup that aims to let people wager on questions about future events ranging from economics to the weather to public health has raised $30 million from an array of prominent investors including venture firm Sequoia Capital and discount-brokerage pioneer Charles R. “Chuck” Schwab.

Kalshi Inc. expects to launch ...

A man describes his experience with early retirement. The entire thing is worth reading, but summary is:

• He plans out early retirement with his wife
• First year or two is great, he travels a lot
• Second year, he notices many of his friends (who still work) have lost interest in ...

(Bloomberg) -- An obscure company that employs five people and appears to produce negligible amounts of oil and natural gas from some wells in Appalachia became the latest Reddit-fueled day-trading craze, soaring nearly 1,000% to become a $128 million company in a matter of hours.

New Concept Energy Inc. got ...

Many major US multinationals, esp. in tech / bio use increasingly sophisticated tax arrangements involving offshore corporations to pay ETRs often as low as 0-3% on foreign profits. TCJA allows relatively straightforward arrangements to provide approximately an 11-12% ETR on foreign profits for companies based wholly in the US or with ...

The plan, unveiled Tuesday, would eliminate the preferential tax treatment of share repurchases as a way to discourage that behavior. Instead of falling under the capital gains rate, they would be taxed as dividends, which are subject to a wide range of rates.

Under the plan, any money spent by ...

99dmlv hi guys http://xnxx.in.net/

d http://dfdgtgyhyhuujuju.com

Very humorous, articulate and likeable throughout. Hope he runs in the next cycle

Full article saved below

How to help take our country back in 2020

The best way of stopping the Trump administration We need to unseat Trump (obviously) We need to pick a Democratic candidate that both energizes the Democratic base (so they vote) as well as appeals to more moderate ...

Which of the following outcomes would you prefer occur on November 3, 2020? 38% Donald Trump wins re-election 62 A giant meteor strikes the earth, extinguishing all human life

Highlights

(1) 1/3 blacks support stop-and-frisk. 2/3rds opposed. Hispanics narrowly approve (2) Overall seems like people thought he did average (3) Said they would not vote for him for a third term (4) Thought education got worse under him

Useful to check to see which candidate is likely to cross the 15% threshold

500 < 327 * 1000000

According to the poll, 45% of Americans said Trump was better suited to create jobs, while 32% said Biden was the better candidate for that. That pushed Trump’s advantage over Biden in terms of job creation to 13 points, compared with the Republican president’s 6-point edge in a ...

(1) Harriet Wrye, landlord. Frequently forgived rent/was kind. When husband died needed to sell property. Reade demanded money to leave (2) Volunteered at ranch with Hummer. Asked to hide car there to avoid repo. Stole $1200 of services by using vet on her personal horse (3) Chung, landlord. Moved ...

Right now they think Biden has ~70% chance of winning

Private health insurance and fracking aren't the only things Phony Kamala Harris wants to ban. She also wants to outlaw plastic straws -- the only kind that work!

See article

Oh Mr Money Mustache

Burger King published a full page advertisement in USA Today announcing the introduction of a new item to their menu: a "Left-Handed Whopper" specially designed for the 32 million left-handed Americans. According to the advertisement, the new whopper included the same ingredients as the original Whopper (lettuce, tomato, hamburger patty ...

Restores 1.5% payroll tax rate for stock based compensation

The project calls for 56 residential units, 18 percent of which are considered to be affordable. But Scott Weaver, an attorney who volunteers for local activist groups like USM, called the project’s affordability component “ridiculously low,” and criticized the project for potentially exacerbating traffic and infrastructure issues in the ...

The tax is being collected from businesses “but the controller is not authorizing the use of those funds given the litigation risks. So funds are sitting in a bank account while people in our streets suffer.”

I've been to that park. Its not great anyways

In 2011, just over 5,500 reports were logged by the San Francisco Department of Public Works; in 2018, the number increased to more than 28,000.

Property tax bill for median valued home is $12k for a median valued home vs $6.6k on average See appendix table 7

The Seattle area approved 25% more housing than the Bay Area. Vacancy rate is at 10% and rents are decreasing. I don't understand why rents aren't decreasing faster if the vacancy rate is 10%

San Francisco voters this November will be asked to approve a corporate tax increase on stock-based compensation from 0.38% to 1.5%.

By some giant coincidence, this will retroactively apply to exactly to date of Uber’s IPO.

If I'm reading this correctly also file under 'nothing promised to be temporary actually is'

his ordinance shall be in effect for 15 months. During this time, a Citizens' Housing Task Force shall be created to conduct a further study of and make recommendations for, the problems of housing ...

Would ban construction of new office space and large housing complexes

Would impact Comcast, BoA, JP Morgan, Chipotle according to the city economist. Would not impact large tech companies

Supervisor Haney quote

“We need systemic change and we need some additional revenue to do it,” he said. “So we’re going to ask voters for both.”

Up to $416 per square foot. US imposed tarrifs have increased the prices of raw materials: 17% for steel rebar and 30% for steel beams. Skilled labor shortage

Regardless of the politics involved in getting rid of the George Washington killing American Indians mural, I'm amazed at how it could possibly cost $600,000 to paint over it. Or maybe the reporting on the cost is inaccurate or misleading?

Looks like it's 13 panels. So $45k per panel.

'The unanimous vote instructed district staff to develop a plan to paint over all 13 panels of Victor Arnautoff's "Life of Washington" mural, which is expected to cost some $600,000 and take more than a year to implement ...

:/

Rents in the city have risen 45% in the past seven years. This vaulted the city from the 45th most expensive metro area to the 11th. Fortunately, Sacramento tenant advocates aggressively responded to the crisis by collecting 44,000 signatures to qualify a rent control and just cause eviction measure ...

Good article with lots of examples. Don't understand how both minumum wage/health care regs can be too onerous and they have trouble retaining employees.

If they're liable for a fire now the current bankruptcy proceedings won't apply to it

Journalist describes how terrible SF homeless problem is. Some highlights:

The city relentlessly sends the message that drug use is not only acceptable but fully expected. Users dig for veins in plain view on the sidewalk; health authorities distribute more than 4.5 million syringes a year, along with Vitamin ...

Same topic as the scare piece, this time from a real journalist. Raises similar problems like open drug dealing and poop on the streets. Generally liberal/left wing crowd is getting more angry with homeless people.

Second, no term limits does not mean monarchy; it does not even mean Chávez for life, unless he keeps winning elections. He will still have to be re-elected every six years, and under Articles 72 and 233 of Venezuela’s Constitution the opposition can revoke his mandate in the middle ...

He currently is using the site for his arcade repair business and occasionally rents it out for events. But he wants to convert it into an arcade.

Oritz, a member of United to Save the Mission and the Cultural Action Network (Latino/gay activist groups) filed a discretionary review to ...

Skip was disqualified because it scored a 1 in the safety category. That sounds shocking and worthy of disqualification. But Dastoor maintains — and a reading of the company’s application shows — a lot of information was included about the safety of Skip scooters. It’s just that the company did ...

Planning Commisioner Richards and a business partner bought a property and bought out tenents but failed to give them the legally mandated disclosures and had other planning code violations. City is now revoking his planning permits and Richards is suing the city alleging a conspiracy to punish him for previous ...

WSJ did FOIA requests to get details about PG&Es maintnence. Very detailed wrt age of the lines. Actions they took which weren't in accordance with consultant recommended best practices etc

San Francisco Police Department Chief Bill Scott said that businesses that refuse to accept cash are breaking the law. “The ordinance about accepting cash is still active,” Scott said Monday. “It has not been suspended. And I want to remind everybody what the spirit of that is — this is about ...

Modified checks made out to DBI to a misspelling of his name "RoDBIgo Santos"

At the same time, labor leader Cesar Chavez didn’t make the list, despite his feelings toward undocumented immigrants, who he called “wetbacks” and other derogatory names. He encouraged his supporters to report them to the authorities for deportation.

If you’re a DSA SF member, join us on Wednesday, 1/13 at 6:30-8:30 PST for a session of Red Star Caucus’ new weekly education program, Red Start. We’ll be reading On Contradiction and On Practice by Mao Zedong!

Read and discussion foundational socialist texts with ...

Reported burglaries increased 76% year-over-year between March 10 and through the first three weeks of 2021 in the police district that includes the Castro and Mission neighborhoods, according to figures from SFPD

Late last month the CBD launched a program contracting the Patrol Special Police (SFPSP), a private, city-chartered armed ...

Accuses student newspaper of posting a petition and minimizing a zoombombing incident. Was actually reading an unrelated twitter feed (!?!)

Three weeks ago I processed the Capitol insurrection with my high school students. Rallying our inquiry skills, we analyzed the images of that historic day, images of white men storming through the Capitol, fearless and with no forces to stop them. “This,” I said, “is white supremacy, this is white ...

Three weeks ago I processed the Capitol insurrection with my high school students. Rallying our inquiry skills, we analyzed the images of that historic day, images of white men storming through the Capitol, fearless and with no forces to stop them. “This,” I said, “is white supremacy, this is white ...

I have a system for endorsements and this is it: I will support the most progressive candidate always, except if that candidate is a cis hetero white man, in which case I will instead support in this order, the most progressive: Black man Black woman Person of Color Gay person ...

.KATU coverage of the curriculum https://katu.com/news/local/debate-emerges-over-racism-and-white-supremacy-in-math-instruction

Original source https://twitter.com/recallsfboe/status/1372753629573128206 Most of the board of sups have called for her resignation. Not clear to me why she would. Kind of interesting to me how

(1) Most of this was known ahead of time so why is this news (2) How little effort ...

California legislators proposed more than a half dozen major bills last year to address the state’s affordable-housing crisis, which researchers say is one of the worst in the nation. None of them passed.

At the heart of the dispute is the Trades’ insistence that proposals to incentivize home building ...

:<

Yet another major retailer in San Francisco has made the decision to close earlier due to excessive theft particularly at night, according to San Francisco Supervisor Rafael Mandelman. The Castro Safeway on Market and Church Streets was open 24 hours, but that’s not the case any longer. Signs posted ...

Full tweet:

San Francisco becomes the first jurisdiction in the world to mandate EUA vaccination for all 5-11 year olds.

In ~8 weeks, all children ages 5+ will be required to carry proof of full vaccination in order to dine in a restaurant with family, take swimming lessons, and more:

Guerrero estimates that about 90 cargo containers a day are compromised, sometimes by an organized group that has halted trains and recruited people living on the street to ransack the containers.

Union Pacific is deploying more drones, has brought in extra security and enlisted the Los Angeles Police Department, California ...

The probe said it blocks drivers whose government IDs don’t match their current photos and gender identities, despite drivers’ numerous attempts to explain. Moreover, transgender drivers using the UberEats food delivery service said it often shows a “deadname” (the pre-transition name they no longer use) instead of their chosen ...

The history of redlining in America has impacted communities of color for decades. San Francisco is no exception. The recent special order to close off John F. Kennedy Drive in Golden Gate Park is an example of recreational redlining: the discriminatory practice of denying public recreation and access to people ...

Lots

Breed took a few days off after Election Day and joined seven others the night of Nov. 7 to celebrate socialite Gorretti Lo Lui’s 60th birthday, Breed’s spokesman Jeff Cretan confirmed. The party of eight dined in the same kind of partially enclosed room with a ceiling and ...

Numerous current and former Board of Education members tell Mission Local that the school district’s general counsel has warned them – in closed-session meetings and in writing — that Lowell’s old merit-based admissions policy is incompatible with California law.

If the district were to be sued — it would lose. In ...

...

This process is broken and corrupt. Being a "permit expediter" should be obsolete, as no one should be able to game the system. A lot more needs to be done.

We will not be satisfied until everybody loses

Does Melgar need a city permit to build a gazebo in her ...

Initial theft https://mobile.twitter.com/recallsfboe/status/1399424502820347919

The law establishes and heavily restricts a new type of rental called Intermediate Length Occupancy (ILO), defined as leases between 30 days and one year. These rentals, which were legal before, will now require City permits

San Francisco has banned leases ranging from one month to one year on all ...

“The barriers faced by students with disabilities have been greatly exacerbated by the COVID-19 epidemic, which has disrupted test-taking locations, closed schools and limited access to school counselors,” Seligman wrote. The “historic decision puts an end to racist tests that deprived countless California students of color, students with disabilities, and ...

Realtime http://mp1.met.psu.edu/~fxg1/PSUGOES_SW/loop180v.html

The resolution, “Condemning Antisemitic and Homophobic Attacks on Senator Scott Wiener,” was greenlit early in the meeting in the ensuing hours, a tough debate over the city’s $14-billion budget transpired, during which Stefani criticized the budget proposal and ultimately voted against it. . Supporters of the resolution, including Wiener, suggested ...

Becerra’s decision in May to sue Uber and Lyft over worker classification issues created a conflict. Their lawsuit says the title and summary prepared by his office is “infected with the contagion of bias and hostility radiating from the Attorney General’s [Unfair Competition Law] lawsuit.”

Here’s the ...

A recent trip to the store revealed aisle after aisle of empty or near-empty shelves. Beauty supplies appear to be a favored target. When a clerk was asked where all the goods had gone, he said, “Go ask the people in the alleys, they have it all.” No sooner had ...

In July 2020, the San Francisco Independent Journal appeared as a website promising to deliver “unbiased local news coverage.” The website’s “about” statement does not identify any individuals, but says: “We are volunteer-run and don’t take money from advertisers or corporate donors, nor do we run for profit ...

According to its campaign literature, Prop K sought to tax e-commerce giants like Amazon to benefit at-risk populations such as pregnant Black women and transgender people, in addition to small businesses.

But the proposal sparked sharp pushback from the small business community, with Small Business Commission President Sharky Laguana tweeting ...

Covid + hostile policies.

A few large buildings, like 550 California St. and 455 Market St, were placed on the market in recent months at deep discounts to what they would have fetched before the pandemic, but were eventually pulled when offers came in that were even lower than those already-discounted ...

"I just wanted to show why modular prefabrication solutions are cost effective and easier," added Kaufman.

In other words, he told us, he wants the publicity. The donation saves the city $425,000.

Public Restroom Company has similar projects throughout California, but Kaufman is not allowed to "sell" this bathroom ...

If a suspect is arrested by police, Angel’s family said she would not want her assailant to be prosecuted in criminal court. Angel did not believe in incarceration as an effective or just solution to social violence and inequity.

Her friends wrote that Angel would want “alternatives to traditional ...

Robbed victim was violently stomped on face Murdered victim's family didn't want to press charges

Bob Tuck, whose family business has operated in Oakland for more than 100 years, said he had recently begun looking at other East Bay cities where he might move the operation: San Leandro, Hayward, Berkeley, "anywhere but Oakland."

The last year and a half had been particularly difficult, he said ...

The number of people racking up Bay Area bridge toll violations has soared since the system went cashless amid the pandemic in March 2020, according to data obtained by The Standard. Bridge authorities issued about 12.5 million toll violations in the fiscal year ending in June 2023, the data ...

See https://www.reddit.com/r/UCSD/comments/1c8lmmr/comment/l0ie6m5/

A good summary of where performance bottlenecks are on modern computers. Even though the article is over ten years old, it holds up pretty welll.

Russ Cox's classic article from 2007 describing how to write a fast regex algorithm, with a simple 400 line implementation.

A nice Linux UI, borrows a lot from macOS

• Steve Jobs 1996: https://freshairarchive.org/segments/steve-jobs-future-web
• RMS 1991: https://freshairarchive.org/segments/software-and-copyright
• Bill Gates 1995: https://freshairarchive.org/segments/bill-gates-future-information-highway
• Linus Torvalds 2001: https://freshairarchive.org/segments/computer-programmer-linus-torvalds
• Larry Page/Sergey Brin 2003: https://freshairarchive.org/segments/google-founders-larry-page-and-sergey-brin

via https://news.ycombinator.com/item?id=20434992 which ...

http://ilovedocumentation.com/ maybe this is a Tom Sawyer move. Also...not secure

• Review <500 LOC per hour
• Settle style arguments with a style guide
• Let computers do the boring parts
• Be generous with code examples
• Never say “you”
• Frame feedback as requests, not commands
• Offer sincere praise
• Aim to bring the code up a letter grade or two
• Handle stalemates proactively

Also ...

Undergraduate enrollment in the computer science (CS) department at Stanford has quintupled in the past 10 years. As former CS department chair Alex Aiken once put it in a newsletter, expansion “has varied only between ‘rapid growth’ and ‘very rapid growth.’” This trend is paralleled nationwide. Between 2009 and 2015 ...

This is a pretty cool (but expensive) service for proxies in the cloud. The main use case is for scraping, to get new IP's as the target service bans your existing IP's. They have data center IP's, which are (I assume) just AWS IP's, but the ...

Paul Graham describes a way to use Bayesian filtering to make an effective spam blocker

Useful reference for React JS framework

A protocol for editors/languages to do autocompletion, jump to definition, etc. Has emacs support among many many other editors, as well as a huge list of languages.

Useful reference on CSS3 properties

This seems like a really cool idea/hack: fork a process onto another machine over the network.

Bitcoin halving occurs once every 4 years, cutting bitcoin production in half. This is the first block with a 6.25BTC reward, down from 12.5BTC before.

Need to read

• 175 billion parameters
• Performs comparably to specialized models on tasks it is not specifically trained for

Comprehensive textbook on quantum computing

Cool summary of low level linux / computer knowledge

Phew

The announcement defines the initiative’s primary objectives as helping IRS Criminal Investigation, or CI, special agents to trace transactions — including identifying wallets, transaction dates and times — and amounts transferred. The agency hopes to use the tools to predict the future transactions of flagged addresses. The final products must also ...

A 1955 Rand Corp. book had a reputation as the go-to source for figures used by pollsters, analysts, researchers; engineer Gary Briggs has ruined it

He started by looking at how Rand collected a million digits. Douglas Aircraft Co., instrumental in Rand’s creation, provided a simple machine that registered ...

What COVID numbers SHOULD have said: Excel bungle masked daily cases hitting 11,000 as Boris Johnson admits he has 'no idea' how many of patients' contacts could be infected - and furious blame game erupts between PHE and testing tsar Dido Harding

Latest daily coronavirus figures show 22,961 new ...

Toy makers are reducing their product line and the average size of their products. Overall there was a 2% drop in toy sales since last year

Thought-provoking piece on how market-power is changing what gets produced in Hollywood. I really wanted to like the piece. I'd feel more creditable if I take the anti-monopoly side on issues more often. I don't like most new movies. And in general I'm sympathetic to the idea ...

If households in these zip codes adopt a new product, this is a signal that the new product will fail.

SB50 story from Palo Altp perspective, with a photo and caption featuring Vice Mayor Adrian Fine

UCLA study claims filing "large" IPOs can increase housing prices by 3.7% in a 10 mile radius of the companies HQ. Zillow study estimated that for every 10 FB employees in a census track home prices grow 1.3% faster per year compared to neighboring counties

The Cupertino Vallco development was approved partly because of this bill, according to this article. That is a really nice development with lots of restaurants + housing near the Apple campus. It also seems like exactly the type of development Cupertino would hate and never develop (dense 4-5 story apartments).

California's 13.3% marginal rate on capital gains combined with up to 20% federal capital gains tax and 3.8% Obamacare tax (or in some cases up to 39.6% if it can be counted as regular income) for 37.1% marginal tax favors leaving the state and establishing ...

Welcome to bay area, where $10M makes you middle class

The new research debunks conventional economic wisdom, finding evidence that rent control does not lead to an overall decline in the quantity of housing. The research also finds that the overall positive impact of rent control – reducing inequality and providing a source of stability for households who face a decline ...

Discusses possible interaction with other ordinances. Concludes that it might (or might not) supersede HOME-SF which offers local density bonuses which include 20-30% of units on-site as affordable.

Peskin introduced BF181216 to formalize how SF can deny demolition projects. If something is eligible for SB50 it seems likely that HAA ...

This article looks at anti-development policies as a form of segregation, arguing that terms light "neighborhood character" are really just ways to enforce segregation without a racial vocabulary. They look a Connecticut in particular. It sounds like a lot of their issues are similar to what the Bay Area faces ...

Over the last 20 years, Tokyo itself has had about the same rate of population increase as London. A nice locality apparently relatively near the centre has had faster population growth than San Francisco.

The city had more housing starts in 2014 than the whole of England. Can Japan’s capital offer lessons to other world cities?

Please use the sharing tools found via the share button at the top or side of articles. Copying articles to share with others is a breach of ...

Serious fire reveals problems of using wood as a building material.

The town’s ascendance stems largely from its single-family zoning, 1-acre-minimum lot sizes, flat land, streamlined permits and changing buyer demographics — which have translated into soaring house sizes and skyrocketing prices.

The median price of a home sold in Atherton in the first half of this year was nearly $8 ...

• predicts areas desirable to purchase a house using a variety of signals
• in the event you buy in a suggested area, covers your downside risk, and gives you 80% of the upside profit (claims the funds deposited with a third party, at least up to like 20%) for 3 years ...

tl;dr: SB35 requires projects that meet zoning must be approved, and Los Altos was in violation

A proposed five-story development in downtown Los Altos must proceed after a Santa Clara County Superior Court judge found the city violated Senate Bill 35 and other state housing laws in denying the ...

Oakland built 6,800 houses this year, compared to 4,700 in SF. Oakland population is half of SF population. Article says this growth is a result of zoning policy and removing parking requirements.

Data provided by the United States Postal Service (USPS) recorded a mere 22,042 address change requests originating in San Francisco between March 1 and October 31 2019, compared to a whopping 124,131 over the same period in 2020.

In March through October 2020, USPS reported 75,796 change ...

Migration calculator https://public.tableau.com/profile/redfin#!/vizhome/MigrationAnalysisbyRedfinQ2-2019/MigrationMap

They can house 12 vehicles in the parking lot near the Baylands. There will be an on-site portable shower. Neighboring Mt View has five such lots.

Friend made a FB survey for his friend group about covids impact on them

(1) 30% predict they'll wfh permanently after covid (2) 19% of friends reported a loss of income. 15% of those in tech (3) 31% have already left SF

San Francisco will create an Office of Emerging Technology, where tech companies can pitch their services so The City will no longer be taken by surprise and have to scramble to address impacts of the businesses.

In recent years, San Francisco has struggled to keep up with tech companies and ...

Examples:

!sr [name of subreddit] - much faster than “reddit.com/r/[name]” !r - Reddit !w - Wikipedia !cache - get Google’s cache of a page !hn - HN Search !godoc - Search godoc.org for documentation on a Go package. Your favorite language is probably represented

Catering to power users is a good ...

(1) Ads often show up next to posts from hate groups (2) Hate groups often show up in FB recommendations (3) FB demotes ads with "somewhat true" statement that "trump bailed out wall street and not main street" (4) FB allows opeds that question the predictive power of climate models

Another 'dig a big hole' startup

You can order bagels in NY shipped to California. They raised $100 million.

Got some big hits (reddit). He estimates public market returns would have been 3. Conservative estimate of angel returns is 3.6. "Realistic" estimate is 6.86

For those sweet sweet NYTimes articles

Estimates of a Nature Vs Nuture Decomposition of Cognitive Performance By Age, Socio-economic Status. For those in higher Socio-economic groups and adults, genetics are by the far stronger source. Controversy for lower Socio-Economic Groups. Potential relevance to parenting effort related to long term outcomes.

I like the text questionnaire for the laptop search where you say what's important for you

For instance, has the Critereon Selection which I don't think is available on Hulu/Netflix/Amazon Prime

For instance by Sheryl Sandberg or Joseph Stalin

See title

"According to one survey, nearly three-quarters of musicians have tried beta blockers to stave off nerves" I've subsequently asked a musician I know, and this pretty much exactly accorded with the people they closely worked with.

Also: "A 2016 review of the literature found that there’s no evidence ...

• Caplan claims tv watching is large net positive because it reduces the cost of having kids and is essentially free. He argues the negative impact on say IQ is ultimately fairly minimal, based off evidence from twin studies.
• http://www.med.umich.edu/yourchild/topics/tv presents some of the ...

Good overview about how to respond if someone has a heartattack. Big takeaways for me

(1) After calling 911 the next most important thing is to give them an asprin which helps thin the blood (2) All big office buildings and gyms will have defabrilators handy (3) New state of ...

Potentially high returns on reevaluating recurring expenses (bank, insurance company etc) periodically. Suggests forming "Optimization Councils" with friends to do socially.

Curious about Casper because they have all the podcast ads. Looked up the CR review of them.

Casper mattresses are sold mostly online, with free shipping, though the company also has two showrooms in New York City and Los Angeles. Although you can’t try out the mattress in most ...

we propose the following strategy: combine people’s first estimate with their second estimate made from the perspective of a person they often disagree with. In five pre-registered experiments (total N = 6425, with more than 53,000 estimates), we find that such a strategy produces highly accurate inner crowds (as ...

I guess if it works its great

Best training hikes in the bay area

Good step by step guide

Consulting for optionality etc. Article doesn't actually say that much

Lots of Caeser and middle ages

Workbook on how to make better choices. Many of the ideas I've been exposed to in the past, but still, especially early on the exercises are interesting. For instance, I clearly use "outcoming" to decide on the quality of my decisions. I especially like that its a workbook with ...

h/t https://news.ycombinator.com/item?id=27877956

Hard to remember many details from a podcast. But some notes

(1) Being in a 'fasted' state is good. Particularly for the liver and setting your circadian cycles correctly. The scale of how good it is isn't clear from the podcast. I don't understand if fasting is a ...

Mt Whitney is 14k feet above sea level with 6k+ elevation gain. Half Dome is 8k above sea level and 4.8k of elevation gain. Good benchmarks top prep for the hike are

(1) a hike with at least 5000 ft of elevation gain (2) A hike that's at ...

We document judicial leniency on defendant birthdays across 5 million decisions. French sentences are 1% fewer and 3% shorter. U.S. federal sentences are 33% shorter in the day component of sentences (the month component remains unaffected). New Orleans sentences are 15% shorter overall. No leniency appears on the days ...

toread

There is increasing interest in the “economics of happiness”, reflected by the number of articles that are appearing in mainstream economics journals that consider subjective well-being (SWB) and its determinants. This paper provides a detailed review of this literature. It focuses on papers that have been published in economics ...

Havne't read

feature soles with a rigid plate and superlight, energy-returning foam.

But Hoogkamer believes that the super spikes help people go faster. The soles’ newer foams work with the plate to return more energy to the runner: about 80-90%, rather than the 60% of previous foams, he said.

In less than ...

The study followed 10 runners for six months and compared their maximum oxygen intake rates of nasal versus mouth breathing. “We have demonstrated the potential for a small performance improvement (through nasal breathing) by improving one’s physiological economy (or your ability to run faster while using less energy breathing ...

Think the expensive road bikes built for comfort sound good. Wonder how they compare to just plan hybrids

Somehow didn't find it an easy read. The general gist seems to be that changing peoples minds is hard and the goal should be just to instill doubt so they slowly change their minds

Strategy

(1) Avoid delivering facts. Peoples beliefs are tied to their social identity. So delivering ...

Haven't actually read it

Applied Research, how to do literature review when getting into a new field:

In our previous post about applied research we suggested that whenever you dive into a new problem space you should start with a literature review to understand the state-of-the-art.

Different people have different ways of doing this ...

(1) Stress improves focus. So cold showers + baths can lead to a shortterm improvement in your focus (2) Aim for 90 minute focused periods. Try to have 1-2 90 minute deep focus sessions a day (3) Meditation trains you focus. Do a ~11 minute meditation where you focus on the ...

Sugar consumption has a positive feedback loop. The more sugar you eat is the more sugar you desire. Especially for high fructose corn syrup. Often food companies add high fructose corn syrup and hide the taste to make the food desirable. Good to look at the GI and avoid high ...

See title

If you're a billionaire pay high capital gains to avoid concentrated positions, no margin loans, no private jets

https://emacs.cafe/emacs/orgmode/gtd/2017/06/30/orgmode-gtd.html https://members.optusnet.com.au/~charles57/GTD/orgmode.html

Rofi: window manager Todoist: todo lists Arq: backups harsh: cli habit tracking visdata calca

The complexity and cost of completing a generic-drug application has also grown enormously. In 2003, when I began working at the FDA, we estimated that it cost less than $1 million for a firm to file a generic-drug application. A drug would have to fetch about $10 million in annual ...

Accused of using social events to plan tax hikes. Metadata shows a flurry of phone calls before price increases. However, there have been similar lawsuits in the past

Cognitive Behavioral Therapy can be done effectively via software.

Seems plausible that CO2 levels in many everyday locations are high enough to affect thinking.

Maybe sugar causes weight gain mainly because of decreasing sensitivity to sweetness.

Divorce is sometimes used to work around Medicaid eligibility requirements.

"The Australian Healthcare and Hospital Association's (AHHA) most recent evidence brief [6]) suggests that dental check-ups should be conducted once every 3 years for adults, and 1 every 2 years for children. It has been documented that dental professionals frequently advise for more frequent visits, but this advice is ...

Pretty much all home dental care has little, weak evidence in its favor.

Cochrane Review of fish oil consumption for CVD prevention found almost no effects, after analyzing 79 randomized controlled trials.

Cochrane review of probiotics consumption found: "One‐third fewer children not prone to acute middle ear infection who took probiotics experienced acute middle ear infections compared to children not taking probiotics. " .

Evidence Quality: "The quality (or certainty) of the evidence was generally moderate (meaning that further research may change our ...

-Stretching doesn't prevent soreness. -"Stretching does not appear to reduce the risk of injury during exercises, except perhaps for runners.[12] There is some evidence that pre-exercise stretching may increase athletes' range of movement." - "both of these types of stretching have been shown to have a positive impact on ...

Article with a fair amount evidence concluding: "So stretching is good for … stretching" - claims there's virtually no practical benefit to stretching beyond increased flexibility, which itself isn't very useful

Take two monozygotic twins, one with diabetes, the other currently without. What's the probability the one without contracts it? "The observed rates of concordance for Type II diabetes at 1, 5, 10, and 15 years follow-up were 17, 33, 57, and 76%, respectively." and "The concordance rate for any ...

Out of pocket expenses decline less though (50%). Not sure how this squares with anecdotal claims around extreme price increases and anti-competitive behavior

Study finds benefits to intermittent fasting for lowering blood pressure and weight loss. It claims that if the digestive process runs continuously, it is not good for your health. Additionally, it claims the release of insulin prevents the body from killing off old, unhealthy cells.

Haven't read yet

The increase in obesity over the past thirty years has led researchers to investigate the role of social networks as a contributing factor. However, several challenges make it difficult to demonstrate a causal link between friends’ physical fitness and own fitness using observational data. To overcome these problems, we exploit ...

The wikipedia article on research regarding effects of viewing violence in the media. Large camps are in violent disagreement. - The american academy of pediatrics (https://pediatrics.aappublications.org/content/108/5/1222) claims "More than 3500 research studies have examined the association between media violence and violent behavior; all but ...

(1) The most striking thing is how much of an outlier the US is in terms of GDP devoted to healthcare. Mandatory spending at 8.5% of GDP is similar to other countries. But then "voluntary" spending is an additional 8.8%, similar to most other countries total spending.

Probably ...

An argument that surgeries seem to be significantly more dangerous on the weekends. One potential cause being more skilled surgeons not working then. There's plenty of evidence arguing no effect, but some counter arguments are that these tend to be with smaller sample sizes and have various flaws. One ...

Argues that there has been little progress in cancer treatment in the last 30 years. Obviously, though, people are willing to pay a lot of money for a little extra potential life.

Fed session for emergency coronavirus rate cut was fittingly done without any risk of viral exposure.

"The action was approved unanimously Tuesday morning after the rate-setting committee met by videoconference on Monday night."

To read later

The president has become increasingly concerned as Dr. Anthony S. Fauci has grown bolder in correcting his falsehoods about the spread of the coronavirus.

President Trump has praised Dr. Anthony S. Fauci as a “major television star.” He has tried to demonstrate that the administration is giving him free rein ...

Dr. Anthony Fauci, the administration’s most outspoken advocate of emergency virus measures, faces a torrent of false claims that he is mobilizing to undermine the president.

At a White House briefing on the coronavirus on March 20, President Trump called the State Department the “Deep State Department.” Behind him ...

2% tested positive, vs .18% in SF overall. 1.4% of residents, 6.1% of workers. 95% of infected were Latino, even though they were 44% of the population. 75% were men. 53% of those who tested positive had no symptoms.

A new study published in the 'British Journal of Psychiatry' finds a link between lithium in drinking water and lower suicide levels

The report states: “These findings, which are consistent with the finding in clinical trials that lithium reduces suicide and related behaviours in people with a mood disorder, suggest ...

Previously, the monkey was trained to play the game with a joystick. During that process, a Neuralink device was connected to the monkey's brain and collected training data. That training data was then used to understand the monkey's intent in a later trial with the joystick unplugged. In ...

Obese is defined as BMI of 30 or more. For a 5'10" individual, 210 lbs would be considered obese.

General population, obese: - 1988-1994: 25% obese - 2017-2018: 51% obese

Males age 20-39: - 1988-1994: 14% obese - 2017–2018: 40% obese

Females age 20-39: - 1988-1994: 20% obese - 2017–2018: 39% obese

White ...

• 68 week trial showed -14.9% weight change using a drug called semaglutide (vs. -2.4% with placebo)
• Semaglutide + cagrilintide results in -25% weight change
• Side effects are typically digestion/diarrhea, subside over time

Study: https://www.nejm.org/doi/full/10.1056/NEJMoa2032183

Guy somehow survived getting shot six times and has been at the hospital waiting for surgery for a week behind COVID patients because his injuries are non-life-threatening.

Joel Valdez isn’t in the hospital for covid-19, but he’s feeling its effect.

For 10 days, Valdez has been in a ...

Interesting summary of research on fasting and oxidative priority of energy sources.

Some notes:

• A person's respiratory quotient (RQ) is defined as (volume CO2)/(volume O2), and can be used to measure his energy fuel mixture. Eg. an RQ of 0.85 indicates a 50/50 mix if carbohydrates ...

British paper written in WW2 about scabies mite lifecycle based on experiments on volunteers.

Experiments on a couple dozen subjects (involving practices such as placing different counts of mites at different life stages on people, and having people use mite-infested bedding) suggests that infestation transmission is primarily through fertilized adult ...

• Girls in America are beginning puberty around 1 year earlier than 1970s
• Measured by development of breast tissue
• Average age of onset between 9.8 and 10.8 years in Europe, compared with 10.1 to 13.2 years in Africa and 8.8 to 10.3 years in the ...

Easy way to approximate body fat % using age, height, neck circumference and waist circumference

Cool searchable map of human biological pathways

Is this guy for real? This account seems a bit glib. He implies that he had COVID in Nov 2019, got two shots early, and then got a third shot recently. Plus he's a political cartoonist.

I was fully vaccinated six months ago. I walked into a pharmacy last ...

• Girls in America are beginning puberty around 1 year earlier than 1970s
• Measured by development of breast tissue
• Average age of onset between 9.8 and 10.8 years in Europe, compared with 10.1 to 13.2 years in Africa and 8.8 to 10.3 years in the ...

Study rates them in terms of (1) harm to self and (2) harm to others.

Most harmful to self are crack, heroin, meth, and alcohol.

Most harmful to others are alcohol, heroin, and crack cocaine.

Most harmful overall are alcohol, heroin, crack cocaine, and meth.

Least harmful includes mushrooms, buprenorphine ...

A bit misleading since it probably just means many states were on the cusp of the "prevalent" metric (35% obesity rates).

Also nice obesity inclusiveness warning from CDC:

Note: CDC encourages the use of respectful images and person-first language (e.g., “adults with obesity” or “adults have obesity”) and not ...

. In comparison, Ozempic and its sister drug, Wegovy, made by Novo Nordisk AS, which share the same active ingredient, induced weight loss of up to around 17% in studies.

Apparently in 11 cases out of 69 of mice-pairs involved in the "young and old mice sharing blood rejuvenated the old mouse" study, one of the mice died. Probably the blood transfusion guy doesn't talk about that when pitching his company...

Parabiosis – The Next Snakeoil

Steven Novella

The pattern ...

Bryan Johnson has taken his reverse aging journey to new levels, conducting “the world’s first multigenerational plasma exchange” with his then 17-year-old son and 70-year-old father earlier this year. His hefty team of 30-plus doctors approved the protocol as a way to potentially influence age-related brain decline.

But now ...

Sanjana Friedman May 15, 2024 On Evolutionary, a bodybuilding forum, one guy puts it like this: “I ran Trenbolone [a synthetic androgen] for the first time the last 15 weeks… after a month of random sex hookups [with women] I started getting more weird feelings where it wasn’t good ...

French courts have issued 447 fines in the eight months since the "outrages sexistes" law against street harassment was passed in August 2018, allowing fines from €90 to €750 to be issued on the spot without a lengthy and difficult formal complaint process. [Street harassment is generally considered to be ...

Apparently the key is to give them free housing and tailored support services and to involve the community. Eliminating homelessness has strong support in Finland, and per a BBC article, "the average minimum winter temperature in Helsinki is -7C".

Including information from other sources, it looks like about 80% stay ...

Housing Secretary Robert Jenrick and Chancellor Sajid Javid have been quietly preparing a major overhaul of the system that gives permission to build to liberate up significant new space. Top of the list of major changes to the law is allowing developers and homeowners to build upwards, adding up to ...

Previously Bolton and Pompeo had urged Trump to assisanate Soleimani in retaliation for Iran shooting down an American drone. Trump refused at the time, claiming it would only be an option if Iran killed an American.

Kataib Hezbollah has been attacking bases housing Americans. Its widely believed they take direction ...

(1) ME and Africa was 2.4% of American multinationals revenue. For Europe its 5% (2) ME is 2.3 million out of 86 million sold cars (3) American bank trading in the ME is equal to .2% of their assets

But its the second largest arms market after the ...

For the first time Irish nationalists have won more seats than Irish unionists. Conservatives are also moving away from UK-nationalism and towards English nationalism. And with a larger majority don't rely on unionists votes in the shortterm.

However, Sinn Feinn has seen a vote decline in favor of more ...

Finally a world leader whose handwriting I can get behind.

A map showing the outbreak by location and over time

Eurex has 19% of the Euro derivative market, LSH still has the rest. Rules which would favor Eurex have been put on hold due to covid. Lawyers said banks will not move positions from London to Frankfurt voluntarily because of costs and complexity at a time when they are firefighting ...

Hierarchy of life, according to medieval Christian philosophy.

1. God
2. Angelic beings. Pure spirit, without physical bodies. Able to reason, love and imagine.
3. Humans. Share attributes of superior beings (reason, love, imagination) and inferior beings (physical form).
4. Animals. Have sense, can move.
5. Plants. Can grow and reproduce. Lack senses and movement ...

The revolution will be televised

Over the past 18 months, Iran has responded to President Trump’s withdrawal from the nuclear deal in 2018 and the reimposition of sanctions on Tehran by gradually violating key provisions of the nuclear deal. In January, Iran said it had restarted enrichment of uranium at 20% purity. A week ...

ROME— Pope Francis accepted the resignation of Cardinal Robert Sarah as head of the Vatican’s office for liturgy, removing an outspoken conservative and possible future pope from the ranks of Vatican leadership.

The Holy See Press Office announced Saturday that Cardinal Sarah had stepped down. No successor has been ...

• China will invest $400B in Iran over 25 years
• Money will be used for banking, telecom, ports, railways, health care, and more
• In exchange, China gets regular and heavily discounted supply of oil from Iran
• Possible military and intelligence sharing as well

Next year we are to bring all the soldiers home For lack of money, and it is all right. Places they guarded, or kept orderly, Must guard themselves, and keep themselves orderly. We want the money for ourselves at home Instead of working. And this is all right.

It’s ...

every major trend -- politics, security, the peace process, the economy, the humanitarian emergency and tackling COVID-19 -- is either “negative or stagnant.”

“More than 50 of Afghanistan’s 370 districts have fallen since the beginning of May,” the U.N. envoy said. “Most districts that have been taken surround provincial capitals ...

Clock was timed based on a 2015 speech that the "Zionist regime will cease to exist in the next 25 years"

Starts with:

The President is to be commended for the clarity of purpose of his statement on Afghanistan and the actions he has taken. ​The Taliban must know that the world is watching its actions

Mix in some feminist pandering:

Any political settlement that the Afghans pursue to avert bloodshed ...

Germany is blocking North Atlantic Treaty Organization ally Estonia from giving military support to Ukraine by refusing to issue permits for German-origin weapons to be exported to Kyiv as it braces for a potential Russian invasion.

German officials said the impasse results from a longstanding policy regarding arms exports to ...

I’ve by now lived in each of China’s main megaregions. It is time to make assessments.

Everything that can go wrong in urban design has gone wrong in Beijing. The climate is arid and prone to northerly sandstorms. Its streets are unwalkable, but a stroll would reveal that ...

At least 24 Arab citizens of Israel have been shot dead this year, mostly by unknown assailants from within their towns and villages. The shootings, most often crime and gang related, have become a defining issue for the 21% minority ahead of a March 23 national election.

The largest expression ...

In peacetime, the Iron Dome system usually utilizes two missiles at a time to intercept incoming rockets, but now that Israel and Hamas are in a high-intensity conflict Israel has shifted to using one interceptor per one rocket, an Israeli Air Force general said. “You don’t intercept 140 missiles ...

Most of it is 3,000 meters above sea level. It has 47 tunnels and 121 bridges. It is about 160 kph (around 100 mph). The rail line cost $5.6 billion to build, which the articles calls "staggering" (lol).

Article from 2014

European Union leaders want a road map by mid-year for reducing reliance on Russian natural gas as they seek to punish Russia for its annexation of Crimea, according to a draft EU document.

The EU’s 28 chiefs plan to ask the European Commission, the bloc’s ...

Side negotiation by the US, EU, South Africa and India to waive patent protections. Critics say its not broad enough because pharma companies still get compensation and there are tracking requirements. China is excluded from the suspension. Needs a consensus in the WTO. UK/Switzerland as major exporters are likely ...

Trapped Aboard an Abandoned Cargo Ship: One Sailor’s Four-Year Ordeal The MV Aman was seized near the Suez Canal in 2017. Years later, its chief mate was still on board, all alone. SUEZ, Egypt—Chief Mate Mohammad Aisha awoke to the groans and tremors of a cavernous cargo ship ...

AstraZeneca, which partnered with Britain’s Oxford University to develop its vaccine, said last week it would cut supplies to the EU in the first quarter, with an EU official saying that meant the EU would receive 31 million doses in the period, or 60% less than initially agreed, due ...

The military and the C.I.A. must now obtain White House permission to attack terrorism suspects in poorly governed places where there are scant American ground troops, like Somalia and Yemen. Under the Trump administration, they had been allowed to decide for themselves whether circumstances on the ground met ...

Chart compares the percent of children born out of wedlock across different countries, in 1964 and 2014.

In the United States, the number increased from about 7% to 40%. There is a large racial difference, with whites at 30% and blacks at 70% in 2014. They were at around 3 ...

“The fragility of world systems in the face of the pandemic has demonstrated that not everything can be resolved by market freedom,” he wrote. “It is imperative to have a proactive economic policy directed at ‘promoting an economy that favours productive diversity and business creativity’ and makes it possible for ...

Nearly 140 countries agreed last year to impose a 15% minimum tax on large companies, paving the way for the most significant overhaul of international tax rules in a century. Getting to that point took years of negotiations that often seemed close to collapse. Now, eight months later, there has ...

My own quantitative with the qualitative research confirms that over-the-horizon strikes can be carried out consistently and effectively with minimum casualties or popular blowback. I collected data by interviewing 116 residents of Pakistan’s tribal belt — where the United States has conducted over 420 drone strikes. Two-thirds of my sample ...

Cai Xia is a long time academic at the Central Party School (very important Chinese government policy think tank; kind of like a mashup of RAND, AEI, Brookings, Heritage, etc.) who got fired and was forced into self-exile after criticizing Xi Jinping. She is not optimistic about the trajectory of ...

Something of a tradition now for ebola coverage to spike right before the midterm elections.

Public health officials are racing to contain an outbreak in Uganda. It’s an urgent warning to the rest of the world. THE OUTBREAK BEGAN on September 15. A 24-year-old man, suffering from a high ...

Used to be an implicit agreement not to invoke national security exceptions for trade regulations. US broke that agreement under Trump. China uses implicit subsidies so its hard to prove a case against it in the WTO

Israeli Prime Minister Benjamin Netanyahu on Wednesday rejected Isaac Herzog's proposal for compromise on constitutional and judicial reforms that the Israeli president had hoped would replace the government's controversial judicial overhaul plan.

Why it matters: The governing coalition plans to bring the first part of its judicial overhaul ...

t is, as a Ukrainian energy consultant who prefers to remain nameless put it, “ironic and ridiculous”: in the midst of Russia’s savage war on Ukraine, Russian oil and gas continue to flow through Ukrainian pipelines. Before the war, Europe relied on Russia for 40-45% of its imported gas ...

Deeply perceptive reporting out of the NYT: "The government of President Volodymyr Zelensky of Ukraine has tried to distance itself from the assaults inside Russian territory... How these militias arm themselves with the sophisticated weaponry for sustained shelling and operate from Ukrainian soil without direction from the Ukrainian government is ...

Three Chinese laundrymen were blocked from serving on the HMS Queen Elizabeth due to security concerns ALAMY The Royal Navy is ending its century-old tradition of having Chinese servants on warships amid fears that they could be forced to spy for Beijing. Hundreds of Chinese laundrymen have worked on Britain ...

To investigate, NCRI analyzed hashtag data related to six topics directly sensitive to the Chinese Government: 1) Uyghurs; 2) Tiananmen Square; 3) Tibet; 4) Hong Kong; 5) Taiwan; 6) South China Sea. Our presentation of data starts with Uyghurs and Tiananmen Square because those were two topics specifically called out ...

The strike package was modeled on those the Russians have used repeatedly against Ukraine to great effect. The purpose of such a package is to have the slower cruise missiles and drones distract and overwhelm air defenses in order to allow the ballistic missiles, which are much harder to shoot ...

Approximately 19,000 city residents commuted to work by bike in 2017. Census tracts with the highest percentage of residents who commute to work by bike are in the Mission, with some tracts reporting approximately 20 percent of residents commuting to work by bike

Uber and Lyft are the ‘biggest contributors’ to San Francisco’s traffic congestion, study says - The Verge

According to the survey, Bay Area residents believe it takes an average $4.0 million in personal net worth to be considered “wealthy” in their area. That’s more than 40 times the actual median net worth of U.S. households.

More than half of Bay Area residents are optimistic ...

The dockless micromobility industry forces low-income people to fight over the pennies paid to contractors for recharging bike and scooter batteries overnight. Meanwhile, its scooters clutter streets, block wheelchairs and create a public nuisance. Jump, one of the biggest dockless bike-rental companies, is now owned by Uber, a company with ...

“Are you from the future?” passersby call out as Kevin Grandon glides along San Francisco streets on a $2,000 electric unicycle, his primary mode of transportation.

Grandon, 34, is among a small but dedicated group of enthusiasts who ride battery-powered, one-wheel devices that resemble props from Cirque du Soleil ...

Parks and Recreation Commissioner Ryan McCauley has formed an ad-hoc committee to look into ways to open up Foothills Park to all. On Tuesday, he presented some potential options for opening the park, including:

• limiting access on weekends and holidays to Palo Altans only and allowing everyone else to access ...

Neoliberal YIMBY who I've met asking for donations to win a DCAA (democratic endorsement committee seat). Super-focused on appealing to a certain type of techie. Saying that lobbying for pro-housing policies will have a great ROI for improving peoples lives.

Seems like a polarizing pitch that can easily get ...

All the pieces were made and assembled in a factory in Vallejo and trucked to the construction site. Workers still need to stitch together the modular units. "It would take a year to build an entire project from the podium five levels down to this point," said Holliday.

Although San Fran doesn’t have the highest good-health score (Madison took that one) or the lowest obesity percentage (Denver beat it out), it has the top activity score

Not going to summarize

This is relevant to prediction spreadsheet too

See article