-$6.7 billion in 2020 versus +$59.7 billion in 2019.
Assets still reached a record $1.58 trillion at EoY 2020 vs $1.38 trillion EoY 2019
Returns averaged +15% for aggressive funds, +9% for conserative
Vanguard biggest decrease in flows, from +$30 billion to +$3 billion
Withdrawal fees were waived this year